As the chilly winds of winter approach, it's natural to be concerned about keeping your home safe and warm. Thankfully, taking a few proactive steps can alleviate stress and avert costly insurance claims later.

Clear and Check Solar Panels

Activate the winter modes and make it a habit to clear snow post-storm to ensure your solar panels maintain efficiency throughout the season.

Update Smart Thermostat Settings

Modern thermostats can automatically adjust to reduce energy waste. Set it between 68°F and 70°F while at home for optimal efficiency and comfort.

Boost Indoor Air Quality

Consider using HEPA filters for viruses and particles, or MERV 13+ filters for dust and allergens in your HVAC systems or portable units.

Document Your Home Digitally

Create a video walkthrough of your home and valuables using a smartphone. This can simplify potential insurance claims if needed.

Seal Gaps Around Windows and Doors

Sealing these gaps is a time-tested method to retain heat and cut down on energy bills.

Insulate Exposed Pipes

Insulation is key to preventing pipes from freezing and bursting, especially in basements or along exterior walls.

Clean Out Gutters

Clear leaves and debris to prevent ice dams and water backups before the heavy snow rolls in.

Schedule a Heating System Checkup

Plan an annual inspection to avoid unexpected breakdowns during cold snaps.

Even implementing a few of these steps can make a significant difference in safeguarding your home this winter. Stay proactive—it’s never too late to start. For peace of mind, consider reviewing your homeowners insurance policy with us to ensure you’re covered for winter weather events.