The holiday season is a magical time filled with the joy of giving and receiving special gifts. As you unwrap these treasures, it's easy to focus on their sentimental value while overlooking the need to protect them. Amidst the hustle and bustle of the season, ensuring these valuables are properly insured often slips through the cracks.

Update Your Coverage

Have you recently received a high-value item? It's wise to consider adding a personal articles policy or an endorsement to your existing coverage. This step is crucial for safeguarding your valuable new gifts against unforeseen events.

Keep Receipts and Appraisals

Documentation is your best friend when it comes to filing a claim. Ensure you keep all receipts and have appraisals done for high-value items. Store these important documents in a safe place where they are easily accessible if needed.

Act Quickly

Be aware of the policy time limits for adding newly purchased or gifted valuables. Insurance companies often have specific timeframes during which you must add these items to your policy to ensure they are covered.

Rest assured, protecting your holiday valuables is straightforward if you take proactive steps. Now is the perfect time to review your insurance policies to avoid any headaches down the road. Reach out to your insurance provider today to confirm or update your coverage before the new year begins. It’s a simple action that can provide peace of mind as you enjoy the season's festivities!